Get Your Vehicle Pre-Approved And Financed - St. Louis, MO

Auto Financing In St. Louis, MO

Get Pre-Approved Online at Dave Sinclair Ford

Applying for financing online is one of the easiest ways to streamline your vehicle purchase. The secure finance application on this page helps St. Louis-area shoppers start the pre-approval process from home—so you can shop with more confidence and arrive at the dealership with a clearer plan.

Dave Sinclair Ford works with drivers across St. Louis City and County, plus nearby communities like Kirkwood, Sunset Hills, Mehlville, Oakville, Concord, and Arnold. We help customers finance all vehicle models on our lot— including new Ford vehicles and a wide range of used cars, trucks, and SUVs from many brands.

Why Apply Online Before You Visit?

A finance application helps you move from ā€œbrowsingā€ to ā€œreadyā€ faster. Many shoppers apply online to reduce time in-store, focus on the right vehicles, and build a plan that fits their monthly payment goals.

  • Save time during your dealership visit
  • Shop with a clearer payment range in mind
  • Understand options for term length and down payment
  • Pair pre-approval with trade value to strengthen buying power

What You’ll Want to Have Ready

Completing a finance application is simple, and it’s even faster when you have a few basics ready:

  • Driver’s license and contact information
  • Employment and income details
  • Current address history
  • Trade-in or payoff information (if applicable)

Shopping New or Used? Both Work Here

This application supports financing for new Ford models and used vehicles of many makes. If you haven’t chosen a vehicle yet, you can still apply now and refine your options once you know your buying power.

Calculate Your Buying Power First

If you’re still exploring price ranges, calculating buying power can help you choose the right vehicles before submitting an application. Your estimated payment range depends on vehicle price, term, down payment or trade equity, and lender programs.

Calculate Your Buying Power

Use Your Trade-In to Strengthen Your Deal

Trading in your current vehicle can lower the amount you need to finance and potentially improve monthly payment flexibility. Start with an online estimate, then bring your vehicle in for a quick confirmation appraisal.

Value Your Trade

What Happens After You Apply?

After you submit the application, our team will review your information and follow up with next steps. If you already have a vehicle in mind, we can help you confirm options. If you’re still deciding, we can help you align buying power with the right inventory and a smooth purchase process.

Plan Your Visit to Dave Sinclair Ford

If you’d like help before applying or want to confirm next steps, contact us before you arrive. We’ll help you move forward with clarity and efficiency.

Apply for Auto Financing in St. Louis with Confidence

Use this page to complete a secure finance application and take the next step toward your next vehicle. Dave Sinclair Ford is here to help St. Louis drivers finance new Ford models and pre-owned vehicles across many brands—while keeping the process straightforward and customer-focused.